Don’t Get Ripped Off! Gopro Subscription: Does It Cover Theft?

Are you an avid GoPro user concerned about the potential loss or theft of your valuable camera? If so, you may wonder if GoPro’s subscription service offers any protection in such unfortunate circumstances. In this comprehensive guide, we will delve into the details of GoPro’s subscription plans and clarify whether they provide coverage for theft.

GoPro Subscription Plans

GoPro offers two subscription plans: GoPro Plus and GoPro Max. Both plans include a range of benefits, including unlimited cloud storage, camera discounts, and access to exclusive content. However, the level of coverage for theft varies between the two plans.

GoPro Plus

The GoPro Plus subscription plan does not provide coverage for theft. If your GoPro camera is stolen, you will not be able to claim a replacement or reimbursement through GoPro Plus.

GoPro Max

The GoPro Max subscription plan includes theft protection. If your GoPro Max camera is stolen, you can file a claim and receive a replacement camera. However, there are certain conditions and limitations to the theft protection coverage.

Conditions and Limitations of Theft Protection

The theft protection coverage under GoPro Max is subject to the following conditions and limitations:

• Proof of Purchase: You must provide proof of purchase for the stolen camera.
• Police Report: You must file a police report within 24 hours of the theft.
• Time Limit: The theft must be reported within 30 days of the incident.
• Deductible: There is a $100 deductible for theft claims.
• Replacement Camera: The replacement camera will be a refurbished or new camera of the same model or equivalent value.

Filing a Theft Claim

If your GoPro Max camera is stolen, you can file a theft claim by following these steps:

1. Contact GoPro customer support.
2. Provide proof of purchase and a police report.
3. Pay the $100 deductible.
4. GoPro will process your claim and send you a replacement camera.

Alternatives to GoPro Subscription

If you are not interested in GoPro’s subscription plans or they do not meet your needs, there are other options available to protect your GoPro camera from theft:

• Insurance: You can add your GoPro camera to your home or renters insurance policy.
• Third-Party Insurance: There are third-party insurance companies that offer coverage for electronics, including GoPro cameras.
• Theft Prevention Measures: You can take steps to prevent theft, such as using a camera lock or keeping your GoPro in a secure location.

Factors to Consider

When deciding whether to purchase a GoPro subscription or explore other options for theft protection, consider the following factors:

• Cost: GoPro Max subscription costs $49.99 per year. Third-party insurance policies may have varying costs.
• Coverage: GoPro Max subscription provides limited theft protection with a $100 deductible. Other options may offer more comprehensive coverage.
• Convenience: Filing a theft claim through GoPro is relatively convenient. Other options may require more paperwork and documentation.

Recommendations: Making an Informed Decision

Whether or not GoPro’s subscription plans are right for you depends on your individual needs and circumstances. If you are primarily concerned about theft protection, GoPro Max subscription may be a good option. However, if you prefer more comprehensive coverage or lower costs, you may want to consider other alternatives.

Basics You Wanted To Know

Q: Does GoPro Plus cover theft?
A: No, GoPro Plus does not cover theft.

Q: What is the deductible for theft claims under GoPro Max subscription?
A: The deductible for theft claims under GoPro Max subscription is $100.

Q: How long do I have to file a theft claim?
A: You must file a theft claim within 30 days of the incident.

Q: Can I file a theft claim if I don’t have a police report?
A: No, you must provide a police report to file a theft claim under GoPro Max subscription.

Q: What happens if my replacement camera is stolen again?
A: You can file a second theft claim, but you will be responsible for another $100 deductible.